2013/2014: Net Worth: NEGATIVE net worth($0 in investment accounts, student loans from university (about $75,000))

2015: Net Worth*: NEGATIVE ($0 in investment accounts, LOC from home renovation, interest-free student loans remain for Ms. 4kFIRE)

2016: Net Worth*: $16,414.28 in registered savings accounts; some debt remains (mortgage on house, interest-free student loans for Ms. 4kFIRE, LOC)

2017: Net Worth*: $22,864.31 in registered savings accounts; some debt remains (mortgage, interest-free student loans for Ms. 4kFIRE)

2018: Net Worth*: $29,260.12 in registered savings accounts; some debt remains (mortgage, interest-free student loans for Ms. 4kFIRE)

2019: Net Worth*: $47,534.71 in registered savings accounts; Kids’ RESP: $2,281.76; some debt remains (mortgage, interest-free student loans for Ms. 4kFIRE)

2020: Net Worth*: $140,723.73 in registered savings accounts; Kids’ RESP: $5,037.52; some debt remains (mortgages, interest-free student loans for Ms. 4kFIRE)

2021: Net Worth*: $160,604.40 in registered savings accounts; $81,000.00 in unregistered savings accounts; $30,000 invested in cryptocurrency; Kids’ RESP: $9,256.48; some debt remains (mortgages, HELOC, interest-free student loans for Ms. 4kFIRE)

2022: Net Worth*: $157,753.58 in a registered savings account; $72,302.27 in an unregistered account; ?? in cryptocurrency**; Kids’ RESP: $9,313.79; some debt remains (mortgages, HELOC, interest-free student loans for Ms. 4kFIRE)

2023: Net Worth*: $164,652.55 in registered savings accounts; $99,880.61 in unregistered savings accounts; ?? in cryptocurrency**; Kids’ RESP: $10,762.09; some debt remains (mortgages, HELOC, interest-free student loans for Ms. 4kFIRE)

Total current net worth (not including RESP): $264,533.16

*Net Worth does not include our house equity, which currently (2023) between both houses is about $700,000

**Value of cryptocurrency is unknown as the market is in quite a low and Mr. 4kFIRE doesn’t want to feel too much despair at our losses